Banking
How to Prepare for a Bank Finance Discussion
What to bring, what to know by heart, and the four questions you should be able to answer without notes.
4 November 2025 · 5 min read
A first meeting is not a formality. It sets the frame for how your proposal is read, and how much benefit of the doubt it receives later.
Know these four answers
What the money is for, precisely. How much, and how you arrived at that figure. Where repayment comes from. What security, if any, is available.
Bring the basics
Recent financial statements, GST returns, bank statements, existing loan details and your registration documents. Being able to hand them over immediately signals a business that runs on records.
Financial solutions are subject to eligibility, documentation, lender/institution policies and applicable terms. Finsutra does not guarantee loan approval or financing unless specifically stated under an applicable regulated offering.